At Espresso Insurance Brokers, we understand that small business owners need more than just an insurance policy; they need a trusted advisor. Based in San Diego, we specialize in helping businesses navigate the complexities of insurance, ensuring they understand how their policies protect them from unique exposures.

As an independent brokerage agency, we leverage our expertise to navigate the complex insurance landscape and secure the best coverage for our clients' business and personal needs. We provide unbiased guidance and advocate for our clients' interests with a wide range of top-rated carriers. Our goal is to provide you with in depth information about how to best insure your business operations at the lowest possible cost to you.

Expertise: With over 10 years of experience in property and casualty insurance, particularly in commercial lines, we bring in-depth knowledge to every client across a wide array of business industries. We prioritize building lasting relationships by providing honest, transparent advice and reliable service, even if you decide not do business with us. We are committed to providing prompt, accurate, and personalized customer service, ensuring our clients feel valued and understood. As an independent brokerage, we advocate for our clients' best interests, leveraging our network of top-rated carriers and surplus lines brokers that we have developed long strong working relationships over the years.

Specialized Expertise:

We focus on industries often considered high-risk, such as construction, livery, and freight forwarding, providing specialized knowledge and tailored solutions. We offer direct communication with an experienced agent, ensuring clients receive attentive and personalized support. We are committed to educating our clients on their risk exposures and the coverages they are purchasing, empowering them to make informed decisions. Therefore we are always staying up to date on new insurance programs and carriers and further expanding our understanding of the insurance needs of the business industries we specialize in. With a goal of 90% client retention, we prioritize building long term relationships with our clients ensuring we gain and maintain their trust.

Our Team:

Mario Balbastro Palafox, owner and agent, brings over 10 years of experience in the insurance industry. His expertise spans both personal and commercial lines, with a strong focus on high-risk industries. Mario is committed to providing exceptional service and building lasting relationships with his clients. His history of successfully writing over 2,000 policies across 500+ clients shows his dedication and expertise.

Our Commitment:

We are committed to providing small business owners with the right insurance coverage for both their business and personal needs. Contact us today to learn how we can help you protect your business and secure your future.

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